Top-8 Cryptocurrency Payment Gateways

The increase in cryptocurrency adoption has prompted numerous companies to embrace crypto payments. It allows them to remain competitive, and it can be seamlessly incorporated via payment gateways.

This guide will help you pick a crypto payment gateway. We’ll clarify the vital features and help you select the best fit for your business needs.

What Is A Crypto Payment Gateway?

A cryptocurrency payment gateway is a service that enables companies to receive payments in digital currencies. It operates like conventional payment processors such as Stripe but with the extra advantage of accommodating digital currencies including Bitcoin, Ethereum, and stablecoins. These gateways manage the processing of crypto transactions, offering a smooth experience for both sellers and buyers.

By using these, businesses can get reduced transaction fees, quick cross-border payments, and a rising number of crypto users. Plus, with many gateways offering automatic conversion to local currencies, it’s as easy as using a regular payment processor.

List Of The Best Payment Gateways

While payment gateways are useful, the specific one you pick can greatly affect your experience. That’s why it’s best to evaluate their functionalities before settling up with one. The best crypto payment gateways include:

• Cryptomus

• CryptoPay

• DePay

• Coinbase Commerce

• Cryptix

• SpicePay

• ALFAcoins

• CoinPayments

Cryptomus

Cryptomus is a well-established platform suitable for businesses of any size. It covers all the essential merchant tools, from auto-conversion to fiat-to-crypto settlements. The platform supports over 100 popular coins among the crypto community and continues to add new ones as it evolves.

A simple and intuitive API makes it easy to integrate the payment system into your website, and its selection of over 20 modules gives it an edge over many competitors. The customization is also available, so you can adjust the invoice name, logo, and all that.

One standout feature is auto-conversion: it allows your customers to pay invoices in any supported cryptocurrency—whether it’s BTC, ETH, or others—while you automatically receive the funds in your preferred coin, like USDT or USDC. This flexibility boosts customer convenience and protects your business from market volatility. The other perks include recurring payments, which help attract customers through a subscription model. Finally, the fees are among the lowest on the market, making Cryptomus especially beneficial for small businesses.

• Founded: 2022

• Availability: global, with support for more than 20 languages.

• API: yes.

• Main services: crypto processing, White Label integration, mass payouts, fiat-to-crypto processing, auto-conversion in any convenient crypto, recurring payments, donations.

• CMS supported: WooCommerce, Prestashop, WHMS, OpenCart, and 20 more.

• Fees: 0.4% for merchants, 0% for withdrawals and mass payouts.

• KYC: yes.

• Support: 24/7 via Telegram chat and email.

CryptoPay

It’s a simple platform for businesses in need of effective crypto payment processing. It has been around for a while and offers several selections of payment plugins that allow merchants to quickly set up crypto payments. A big advantage is that you can use both the CryptoPay website and the app, which is available for iOS and Android.

CryptoPay supports more than 40 coins and has a relatively standard fee for the industry, making it accessible for various business types. Beyond that, the platform allows you to handle mass payouts.

• Founded: 2013.

• Availability: global.

• API: yes.

• Main services: crypto payments, mass payouts.

• CMS supported: OpenCart, WooCommerce, Magento, VirtueMart, and PrestaShop.

• Fees: start from 1%.

• KYC: yes.

• Support: 24/7.

DePay

DePay is a decentralized platform on the BSC network that aims to connect DeFi with the traditional banking space. It supports multiple blockchains, hundreds of wallets, thousands of coins, and various standards like WalletConnect, Coinbase SDK, Solana Pay, Solana Mobile Wallet Adapter, and others. The native token of DePay is DAPY, with a total supply of 100,000,000 tokens available on the exchange. Conducting transactions with it gives users the advantages of high speed and lower cost of fees.

DePay is an excellent option both for individual daily use and for businesses. You can integrate the payment system into your website or application, enabling seamless transactions at any time and without intermediaries. Receive payments from anywhere and instantly.

• Founded: 2020.

• Availability: global.

• API: yes.

• Main services: Web3-based payment solutions, P2P transactions.

• CMS supported: Shopify, WooCommerce, WordPress.

• Fees: start from 1%.

• KYC: no.

• Support: 24/7.

Coinbase Commerce

Coinbase Commerce is a payment gateway created by Coinbase. Built on the company’s Onchain Payment Protocol, it ensures instant settlements, low fees, and compatibility with multiple wallets and blockchains. Coinbase Commerce enables businesses to receive crypto payments directly in their wallets while automatically converting them into USDC, eliminating exposure to market volatility.

From the customer’s side, payments are seamless — users can pay with their preferred wallet and crypto across Base, Ethereum, or Polygon, with real-time confirmation and no need to manually enter payment details. For developers, Coinbase Commerce offers a simple API and documentation to integrate crypto payments into websites or apps in just a few lines of code.

• Founded: 2018

• Availability: global.

• API: yes.

• Main services: crypto payments, automatic USDC conversion, instant settlement, multi-wallet support, developer API.

• CMS supported: WooCommerce, Primer, Jumpseller.

• Fees: 1% per transaction.

• KYC: yes.

• Support: via Coinbase Help Center.

Cryptix

Cryptix is a user-friendly platform for managing payments. It offers mass payouts, transaction reports, crypto exchange services, and even refund options. When it comes to asset variety, Cryptix supports popular cryptocurrencies like BTC, ETH, and SOL, along with fiat currencies such as USD, EUR, BRL, MXN, and COP.

Its key advantages are speed and security. The platform processes transactions in just 15 minutes while locking the fiat exchange rate to prevent major price fluctuations. As for reliability, all transactions undergo AML checks, ensuring you don’t receive "tainted" crypto.

• Founded: 2017.

• Availability: global.

• API: yes.

• Main services: payment gateway, .

• CMS supported: WooCommerce and Shopify, custom integrations.

• Fees: start from 0.2%.

• KYC: yes.

• Support: 24/7.

SpicePay

SpicePay is a payment gateway that enables freelancers, entrepreneurs, and small to mid-sized businesses to accept crypto with minimal fees. Its setup process is simple: users create a merchant profile, integrate one of the open-source payment tools (such as a button, plugin, iFrame, hosted page, email invoice, or API), and start receiving payments directly to their SpicePay wallet. The platform also supports automatic exchanges of received crypto into fiat currencies, protecting merchants from volatility.

Merchants in the EU benefit from payouts within 24 hours, with the 1% processing fee. SpicePay also provides a free open-source wallet app for safekeeping assets. Businesses can rely on SpicePay developers for free integration assistance, making onboarding easy even for non-technical users.

• Founded: 2013

• Availability: global.

• API: yes.

• Main services: crypto payment processing, automatic exchange to fiat, plugins, invoicing, wallet app.

• CMS supported: open-source plugins and API integration.

• Fees: 1% per transaction.

• KYC: yes.

• Support: email and online contact form.

ALFAcoins

ALFAcoins is a global payment gateway that enables merchants to accept a wide range of crypto assets. Designed for both small businesses and enterprises, ALFAcoins provides merchants with full control over their data, automatic payouts, and the ability to convert and withdraw funds directly to personal wallets without extra fees.

The system offers flexible integration tools — merchants can implement API, payment buttons, or shopping cart plugins to start accepting crypto in just a few steps. A key advantage is its fixed exchange rate window (15 minutes), protecting both customers and businesses from market volatility during checkout. Merchants can also schedule auto-withdrawals and even send crypto payments to employees or clients automatically.

• Founded: 2013.

• Availability: global.

• API: yes.

• Main services: crypto payments, automatic withdrawals, exchange, and salary payouts.

• CMS supported: WordPress, PrestaShop, and more (10+ plugins).

• Fees: 0.99%.

• KYC: yes.

• Support: 24/7 customer service.

CoinPayments

CoinPayments is a cryptocurrency payment gateway that allows businesses and individuals to accept payments in digital currencies. Launched in 2013, the platform was one of the first solutions to support multi-currency transactions and remains one of the most popular tools for processing crypto payments today. CoinPayments integrates with online stores, e-commerce platforms, and POS systems, providing flexibility and convenience for both merchants and customers.

One of CoinPayments' key advantages is its support for over 200 cryptocurrencies, including Bitcoin, Ethereum, and a wide range of stablecoins. This allows businesses to accept payments in the most in-demand digital assets, while customers can pay for goods and services in the currency of their choice. The platform also offers an auto-conversion feature, enabling received funds to be automatically converted into a selected cryptocurrency — helping to reduce risks associated with market volatility.

• Founded: 2013.

• Availability: global, except for some countries (the full list can be found on the official website).

• API: yes.

• Main services: payment links, shopping cart plugins, multi-coin wallet, point of sale.

• CMS supported: BetConstruct, Praxis, NordVPN, OverStock, ApcoPay.

• Fees: start from 0.5% + network commissions.

• KYC: yes.

• Support: 24/7.

Still, the right choice will depend on your needs and business type. If you require something straightforward, practical, and with low costs, Cryptomus will be the optimal choice. But in the end, there is no universal answer, so make sure to examine the characteristics and costs prior to making a choice.

We hope this guide has helped you. Leave your questions and feedback below!